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What happens if someone takes my car and crashes it?
If someone else is driving your car and gets in an accident, your car insurance will likely cover any resulting damage, which means the claim will go on your insurance record and could affect your rates. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.
What should I do if someone crashes my car?
What to do if someone hits your car while you’re driving
- Pull over and get to safety. Turn on your hazards or light flares so other drivers know to stop.
- Call 911.
- Collect all the required information.
- Document the accident.
- File a claim.
- Follow-up.
What happens if someone crashes your car and you don’t have insurance?
If you cause an accident without insurance, you’ll have to pay for all the damage to your vehicle out of your pocket. You could also be sued by other people for damage and injuries you caused them. Uninsured drivers also will have trouble finding cheap car insurance rates when they shop for a policy.
Who is responsible driver or owner of car?
The California Vehicle Code states that the owner of a motor vehicle is responsible for damages caused during the operation of the vehicle even if another person is driving the vehicle with implied or express permission from the owner. Therefore, automobile insurance follows the vehicle, not the person.
Can you predict the future when someone crashes your car?
No one can predict the future. You may loan your car to a friend, roommate, or family member, only to get a call that an accident has happened in your car. It is important to really understand your coverages and how car insurance works if another driver crashes your car.
Should I get an attorney after a car accident with a friend?
If your car has been involved in an accident after you loaned it to a friend or family member, you might consider getting the help of an attorney, especially if your friend was uninsured, unlicensed, or impaired.
What happens if someone else drives your car and causes an accident?
However, if it’s clear you did not allow someone else to drive your car and an accident happens, one of a few scenarios could occur: Theft: If someone steals your car and causes an accident, you won’t be liable for damages/injuries to the other vehicle/driver.
What happens if you loan your car out to someone else?
This means that if you loan out your car to driver who is not excluded on your policy (see “When Could You Be Held Liable?” below), your car insurance is the primary coverage that would apply if a crash occurred. The driver’s insurance would act as secondary (or excess) insurance.