Is Allahabad Bank cheque still valid?

Details here. Cheque book holders of three public sector banks — Allahabad Bank, Oriental Bank of Commerce and United Bank of India — are advised to apply for new cheque book as their existing old cheque book will become invalid from 1st October 2021.

When can a bank Dishonour a cheque?

If any cheque is presented to the bank for payment after three months from the date mentioned on it, then it is known as a stale cheque. After expiry of that period the cheque will be dishonoured.

What happens if my cheque bounces?

The punishment for cheque bounce is imprisonment for a term not more than two years or a fine that can extend to twice the amount of the cheque or both. A civil suit can also be instituted against the drawer for payment of the cheque amount.

How can I check my cheque status in Allahabad Bank?

Check Issued Cheque Status of Allahabad Bank

1. Check your Allahabad Bank Issued Cheque Status Inquiry using text or sms banking by sending CHQSTS from your registered mobile to 9246211101.
2. Replace with your Cheque Number and with your account number before sending the message.

What is dishonor of a cheque?

What is Dishonour of Cheque? A cheque is said to be honoured if the banks give the amount to the payee. While, if the bank refuses to pay the amount to the payee, the cheque is said to be dishonoured. In other words, dishonour of cheque is a condition in which the bank refuses to pay the amount of cheque to the payee.

Can Dishonoured Cheque presented again?

Answer: Yes, you can present the cheque again in the bank for payment, even if it was dishonoured on the first occasion. However, it goes without saying that the cheque can be presented again in the bank only during the period of its validity. Normally, the period of validity of the cheque is 3 months.

Which Cheques are not accepted?

2) Irregular signature: The signature of the drawer on the cheque does not match the specimen signature available with the bank. 3) Stale and post-dated cheques: A cheque presented 3 months from the date written on it or presented before the date written on it.

What is the new name of Allahabad Bank?

Indian Bank
Allahabad Bank has merged into Indian Bank on April 1, 2020.

How to check Allahabad Bank Account balance?

Allahabad Bank account holders that prefer to do banking offline or are not registered for net banking can see their account passbook to check account balance. However, the customers need to update their passbook frequently so that it reflects the current account balance. 6. ATM cum Debit Card

How to register for Allahabad Bank Missed Call service?

To register for the Allahabad Bank missed call service, the bank account holders only need to register their mobile number with the bank by visiting the bank and submitting a duly-filled form along with the necessary documents. There are no further procedures to be followed to avail of this service. Don’t miss out on checking your credit score.

Can a court take cognizance of the dishonour of a cheque?

Thus, an offence within the contemplation of Section 138 is complete with the dishonour of the cheque but taking cognizance of the same by any court is forbidden so long as the complainant does not have the cause of action to file a complaint in terms of clause ( c) of the proviso read with Section 142, Dashrath Rupsingh Rathod v.

Is Allahabad Bank merging with Indian Bank?

Allahabad Bank has been amalgamated into Indian Bank w.e.f. 1st April 2020. It is stated by the bank that this merger is aimed to provide Twice as Good banking experience to the customers. Some of the significant benefits to be introduced are-