Table of Contents
- 1 Can I show soft copy of bike insurance?
- 2 Is soft copy of motor insurance valid?
- 3 Is online vehicle insurance valid?
- 4 Can I purchase bike without insurance?
- 5 Why should you buy soft copies of two-wheeler policy documents?
- 6 What to do if your two wheeler insurance policy documents are missing?
- 7 What are the different types of two wheeler insurance?
Can I show soft copy of bike insurance?
The straightforward answer to this question is NO. You can present the documents of your bike that are verified and stored in DigiLocker, mParivahan, or eVahan Bima app.
Is soft copy of motor insurance valid?
Yes, the soft copy is valid since it is digitally signed. So, no policeman can harass you for not carrying a hard copy. PS: Better safe than sorry- carry a hard copy in your car/bike.
Is it safe to buy two-wheeler insurance online?
Buying online two-wheeler insurance is secured. However, customer may be worried because of online transactions but if brought with extra research, it is always safe to buy two-wheeler insurance online. It is advisable to read all the features offered before purchasing an insurance plan online.
Is online vehicle insurance valid?
Moreover, comprehensive or third party insurance purchased online is considered legally valid and authentic by the IRDAI (Insurance Regulatory & Development Authority of India). Thus, you can buy car insurance online without any worries as long as you buy them from an IRDAI registered insurance company.
Can I purchase bike without insurance?
Online bike insurance is valid in India. Yes, you can buy a two-wheeler from a dealer without a two-wheeler insurance policy. However, you have to purchase at least a Third-party 2-wheeler Insurance Policy to register the vehicle.
Is Online RC valid?
As per the government order, digital driving license and Registration Certificate (RC) on Digilocker or m-Parivahan mobile app, are considered valid documents under the Motor Vehicles Act, 1988.
Why should you buy soft copies of two-wheeler policy documents?
Physical copies could get damaged from water, wind, fire, natural calamities or could get misplaced or get lost. Therefore, several insurance companies now offer soft copies of two-wheeler policy documents, which bike owners could carry easily wherever they go.
What to do if your two wheeler insurance policy documents are missing?
Get the copy attested and submit it to your insurance company as a proof that the documents are missing and you have reported the loss. Ensure to attach the FIR application with the FIR copy at the time of submitting the documents to your insurer. Next, you need to apply for a copy of your two wheeler insurance policy.
How to get a soft copy of your bike insurance policy?
In case you have bought the two wheeler insurance online, then it is extremely simple to get a soft copy of your bike insurance. You can follow the given steps to download it on any digital device. Visit the website of your insurance provider. Select the option that says the ‘type of policy’. Enter the policy number or any other detail asked.
What are the different types of two wheeler insurance?
Types of Two Wheeler Insurance It is generally of two types: comprehensive policy and liability only insurance policy. The Indian Motor Vehicles Act makes it mandatory for all the two-wheelers that ply on public areas to have a minimum of third-party two wheeler insurance policy.