Can I still get a refund if I lost my debit card?

Can I still get a refund if I lost my debit card?

As long as you reported it lost you can request a new card so your funds can be deposited on on your new card. Your refund will still be deposted to your bank account.

Can I still use my card if I’ve ordered a new one?

If you order a replacement Visa Debit card, you can still use your old card until you receive and activate your new card. When you get your new Visa Debit card, you should activate it immediately. You can activate it using the 4-digit PIN of your previous card.

How long does it take to get a replacement debit card?

Getting the new card may take as long as one week, unless you request a rush delivery, which typically cuts the wait time to a couple of days but may come with an additional fee. When you contact the bank, make a note of any confirmation number you receive.

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What happens to a refund initiated on a debit card?

A debit card is either linked to your savings or current bank account. So the refund initiated on a debit card will be added to your bank account. Similar to the case of a credit card, even if your debit card has expired and if the refund is initiated on the debit card, the refund will get credited into the bank account.

Can I get a refund on a cancelled credit card?

The merchant can issue a refund to your canceled card and the refund will appear on the account associated with your new card. If you’re expecting a refund, perhaps for a returned item or canceled membership, then your first step should be to ask the merchant whether the refund can be issued in a different form.

How do I get a refund from a credit card company?

If you’re expecting a refund, perhaps for a returned item or canceled membership, then your first step should be to ask the merchant whether the refund can be issued in a different form. Some merchants may be willing to offer a gift card, store credit, cash or even issue a refund to a different credit card.

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Can a refund be rejected if my account is closed?

Although relatively rare, the card issuer may reject the refund since your account is closed. In this case, you’ll need to reach out to the merchant to request a refund in a different format. The merchant should be able to see that the refund transaction was bounced back, likely in the form of a positive chargeback or generic deposit.