Can you get in trouble for letting someone drive your car without insurance?

Car owners who lend their vehicle to someone who drives it without valid insurance can be convicted of an IN12 offence, which is technically described as “aiding, abetting, counselling or procuring using a vehicle uninsured against third party risks.”

Can I drive someone else’s car on my insurance?

Can I drive my partner’s car? Driving Other Cars (DOC) insurance isn’t usually included as part of a fully comprehensive policy. Unless your policy states otherwise, you’ll only be able to drive your partner’s car if they’ve added you as a named driver or have a family or any driver car insurance policy.

Does my car insurance cover me if I’m driving someone else’s car?

In general, insurance coverage for an insured driving someone else’s vehicle is the coverage he carries for his own vehicle. The driver’s personal coverage will apply in most cases when driving a vehicle he does not own. This includes any uninsured motorist coverage he carries and the medical portions of his policy.

How does insurance work when you drive someone else’s car?

Generally speaking, auto insurance follows the car instead of the driver. Follows the car, meaning: if you lend your friend your car and your friend gets into a collision, your insurance would cover it, and if your friend lends you their car and you get into a collision, your friend’s insurance would cover it.

Can I drive another car on my insurance if the other car is not insured?

The car you want to drive must be covered by an existing insurance policy and you must have permission to drive it. Driving other cars cover is usually only available on a comprehensive car insurance policy, so if you have third party (or third party, fire & theft) cover, you won’t be covered to drive any other cars.

What happens if you are not insured to drive someone else’s car?

If you are not insured to drive a car, regardless of who the owner is, then you are financially responsible for all damages resulting from an accident or any other incident Do you need car insurance to drive someone else’s car? Yes, you do need car insurance to drive someone else’s vehicle.

What should I do if someone else is driving my car?

Contact your agent or take a look at your policy to make sure you understand the details and the state specific laws of your insurance. Whether uninsured, underinsured or an insured driver, if someone is an accident while driving your vehicle, you could be put in a bad situation, so be guarded about letting other people drive your vehicle.

What happens if you get into an accident with a friend?

Similar to the scenarios above, if you drive your friend’s car and get into an accident that was your fault, it most likely will be their auto insurance coverage that will be affected. Remember, even if you have better insurance than them, the insurance usually follows the car.

Does car insurance follow the car or the driver?

Car insurance generally follows the car, not the driver. That means if you drive someone else’s car, you’re covered under their auto insurance policy.