Does discover accept ITIN number?

Discover requires a Social Security number as part of the application process for all of its cards. Let’s look at the companies that will offer you a card without an SSN first. You’ll still need identification, but you can often use an Individual Taxpayer Identification Number (ITIN) or even a passport.

Does everyone get approved for a Discover secured card?

Discover it Secured Credit Card Credit Score Approval is not guaranteed, however. Discover will check your credit history when you apply, and certain negative records can hurt your chances. Applicants must also have enough income to place a security deposit and make monthly bill payments.

What credit score do you need for Discover IT student?

A 700+ credit score is needed to get most Discover credit cards, but there’s no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (below 640). And college students don’t need a credit score, or any cr.

Can you get a secured credit card with no income?

If you don’t have enough income to qualify for a credit card on your own, you still have options. Save up for a secured credit card: Secured credit cards require an upfront security deposit, usually equal to the credit limit. The deposit protects the issuer if you fail to make your payments.

Does discover require SSN?

No, unfortunately you can’t get a Discover credit card without an SSN. Discover requires a Social Security number as part of the application process for all of its cards. So you’re left with two options – either obtain a SSN or apply for a credit card that doesn’t require it.

Which credit card is best for international students?

Best for international students studying in the U.S.: Deserve® EDU Mastercard.

Best for U.S. students studying abroad: Bank of America® Travel Rewards credit card for students.

Best for building credit: Journey® Student Rewards from Capital One®

Best for no fees: Petal® 2 Visa® Credit Card.

What is the highest credit limit for Discover?

Discover does not disclose a maximum credit limit, but there are reports of some cardholders receiving credit limits between $10,000 and $20,000. As with all credit cards, an applicant will need to exceed the Discover it Cash Back card’s approval requirements in order to get a credit limit above the minimum.

What FICO does Discover use?

Discover provides your FICO® Score 8. Lenders use several different kinds of FICO® Scores, depending on the type of loan they provide. Discover provides your score from data on your TransUnion® credit report. Scores may vary when using data from your Experian or Equifax credit report.

How do I qualify for a student Discover Card?

To qualify for a Discover student credit card, you must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen and have a Social Security number. You will also need to have verifiable independent income, like a part-time job, and you may have to show proof of income.

Does Discover require proof of income?

The Discover it Secured Credit Card’s income requirement is a minimum of $10,000 annually unless you’re a college student. For students, there’s usually no proof of income required in order to be approved for the card.

Can I apply for a credit card if I just started working?

You need to have a steady flow of income for at least one year before applying for a credit card. Since the time you start earning, lenders will be ready to offer you a credit card, but it’s best you don’t buy it at this time.

Is the discover it secured credit card right for You?

If you are building a credit history, or looking to rebuild with credit responsible use , the Discover it ® Secured Credit Card may be right for you. 2 To see if you qualify for a secured credit card, Discover reviews your application, credit report and other information. How long does it take to build a credit history with a secured credit card?

How do discover student credit cards help build credit?

When used responsibly, Discover student credit cards are a great way to build credit while earning cash back rewards on every purchase. That’s because Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly.

Can I get a Social Security number while studying in the US?

Depending on the type of visa you’re studying under, you may be able to secure a social security number or obtain a taxpayer ID number, even if you’re not a citizen, or have no plans to work within the United States. Typically, credit card companies aren’t required to ask for a social security number, but many do anyway.

Can I get a credit card as an international student?

You are here. Can International Students Get a Credit Card? As an international student, you may face hurdles in applying for a credit card, but it’s possible to get one. Knowing what these hurdles are upfront can make the credit card application process easier.