How does the Affordable Care Act affect the uninsured?

The ACA has reduced the number of uninsured people to historically low levels and helped more people access health care services, especially low-income people and people of color.

How many people were uninsured after the ACA?

27 million people
An overview of the ACA shows that 60 million people were uninsured before its enactment. 27 million people remained uninsured afterward.

Did the ACA reduce healthcare costs?

Affordable Care Act subsidies reduce health care costs for low-income Americans. A Stanford Medicine researcher finds that the Affordable Care Act’s insurance subsidies have protected low-income Americans against high medical costs.

How did the Affordable Care Act affect healthcare?

The ACA has helped millions of Americans gain insurance coverage, saved thousands of lives, and strengthened the health care system. The law has been life-changing for people who were previously uninsured, have lower incomes, or have preexisting conditions, among other groups.

Who makes up the uninsured population?

While White individuals make up the largest share of the U.S. uninsured population at 47 percent, Black and Hispanic individuals account for disproportionately high shares of this remaining uninsured population.

How does ACA increase access to care?

The ACA uses two primary approaches to increase access to health insurance: It expands access to Medicaid, based solely on income, for those with incomes up to 138\% of the federal poverty level (FPL), and creates eligibility for those with incomes from 139\% to 400\% FPL to apply for subsidies [in the form of advance …

How many people in the US are uninsured?

“In 2018, 8.5 percent of people, or 27.5 million, did not have health insurance at any point during the year. The uninsured rate and number of uninsured increased from 2017 (7.9 percent or 25.6 million).

Who are America’s uninsured?

The number of uninsured nonelderly Americans fell from 48 million in 2010 to 28 million in 2016, before rising to 30 million in the first half of 2020. 30 million U.S. residents lacked health insurance in the first half of 2020, according to newly released estimates from the National Health Interview Survey (NHIS).

Why are people in America uninsured?

In 2019, 73.7\% of uninsured adults said that they were uninsured because the cost of coverage was too high. Many people do not have access to coverage through a job, and some people, particularly poor adults in states that did not expand Medicaid, remain ineligible for financial assistance for coverage.

Has the ACA increased access to health care?

To date, 37 states and the District of Columbia have expanded Medicaid to cover adults under the ACA. Today’s report demonstrates the important role the ACA has played in helping Americans access and enroll in quality, affordable health coverage, especially during the COVID-19 crisis.

What percent of US population is uninsured?

In 2020, 8.6 percent of people, or 28.0 million, did not have health insurance at any point during the year.

How has the Affordable Care Act affected the uninsured?

By 2013, the year before the major coverage provisions of the ACA went into effect, more than 44 million people lacked coverage. 1 Under the ACA, millions of people have gained health coverage, and the uninsured rate dropped to a historic low in 2016.

Will the US uninsured rate increase in 2020?

Consequently, the US uninsured rate will likely grow. According to the CBO, the number of American citizens who are uninsured in 2020 is around 31 million. This number is expected to increase significantly due to the changing mindset of the population.

How has health insurance coverage changed across states that have not expanded?

As with expansion states, changes in coverage from 2016-2017 varied within the set of states that have not expanded Medicaid. Many remain uninsured are eligible for ACA assistance, but about half are outside the reach of the ACA.

How many uninsured Americans are still uninsured in 2017?

Of the remaining uninsured in 2017, more than half (15.0 million, or 55\%) are eligible for financial assistance through either Medicaid or subsidized marketplace coverage. However, nearly half of uninsured people remain outside the reach of the ACA.