What is meant by domiciliary hospitalization?

Domiciliary Hospitalisation means medical treatment for an Illness/disease/Injury which in the normal course would require care and treatment at a Hospital but is actually taken while confined at home under any of the following circumstances: Rider means the Domiciliary Hospitalisation Rider.

What is domiciliary treatment?

Domiciliary hospitalisation or home-based treatment is a situation in which a person suffering from a disease, illness or injury receives hospital-like treatment at home. When a patient can be shifted to the hospital but is advised domiciliary treatment due to non-availability of rooms in the hospital.

What is domiciliary hospitalization expenses?

Domiciliary hospitalization in health insurance refers to a situation where the insured individual is considered to be hospitalized, even when at home. It is a home-based treatment that is done for a disease, illness or injury.

Under which of the following condition is domiciliary hospitalization is covered in a health insurance policy?

Such expenses are covered by your health insurance only if the following conditions are met: The patient is suffering from a disease, illness, injury where a certified medical professional or doctor has prescribed hospitalisation for him/her and he/she has a valid ongoing base health policy.

What is the definition of a domiciliary?

Definition of domiciliary : of, relating to, or constituting a domicile: such as. a : provided or taking place in the home. b : providing care and living space (as for disabled veterans)

What is domiciliary cover in health insurance?

Domiciliary hospitalization is a benefit in many health insurance plans wherein the policyholder is considered as hospitalized even when they are getting treatment at home. Since a health insurance covers hospitalization, the insurer is bound to pay for medical treatment in such a scenario.

What is domiciliary limit in health insurance?

Luckily, the health insurance policy covered domiciliary hospitalization up to 10\% of the sum insured. Suppose Pradeep had a plan of 10 lakhs, his domiciliary expenses compensation will come to around Rs. 100000.

What is post hospitalization?

Post-hospitalization expenses refer to the medical cost incurred after the patient gets discharged after the treatment for the diagnosed disease. Most health insurance policies cover these costs anywhere between 45-90 days after the discharge date from the hospital.

Under which of the following circumstances domiciliary Hospitalisation is permitted?

3.7 DOMICILIARY HOSPITALISATION Domiciliary Hospitalisation means medical treatment for an illness/disease/injury which in the normal course would require care and treatment at a hospital but is actually taken while confined at home under any of the following circumstances : A The condition of the patient is such that …

Which of the following is not a condition of domiciliary Hospitalisation?

Despite meeting these conditions, insurers do not consider some diseases eligible for domiciliary hospitalisation: bronchitis; epilepsy; asthma; diabetes mellitus and insipidus; chronic nephritis; diarrhoea, dysentery, and gastroenteritis; hypertension; cough, cold and influenza; pyrexia of unknown origin for less than …

What is domiciliary nursing?

The Physiotherapy and Nursing Domiciliary Service provides a home quality service to help patients continue to live at home or in their nursing or residential home so they can be as independent as possible.

What is domiciliary policy?

Domiciliary hospitalization is recommended in a situation where the policyholder is in such a. The insured undergoes treatment at home in case the hospital room is not available. The insurer will compensate the policyholder for the medical expenses incurred during the policy term as per the advice of the doctor.

What is domiciliary hospitalization in health insurance?

Domiciliary hospitalization in a health insurance plan is a situation where the policyholder is in a hospitalized state even when he/she is at home. Since the policyholder is considered to be in a state of hospitalization, daily medical treatment expenses are bound to occur.

What is domiciliary hospitalization after an accident?

However, sometimes, in case of an accident, a person’s critical condition might not allow them to travel to a hospital, or there might be no beds available in a hospital. In such circumstances, individuals are often treated from the confines of their home itself and this is known as domiciliary hospitalization.

How long does it take to file a domiciliary hospitalization claim?

Domiciliary hospitalization claims can be done only on a reimbursement basis (not cashless). By what time you need to file the claim i.e. 7 days, 10 days, 14 days etc. Cash receipts in original from hospital, chemists etc.

What are the benefits of having a domiciliary cover?

The major benefit of having a domiciliary cover is that it prevents delay in receiving medical attention.