Table of Contents
What should I do if I rear end someone?
What to Do When You’re Rear-Ended
- Check for injuries. Seek medical attention for those injured.
- Call the police and report the accident.
- Take pictures and document the positions of the vehicles. Explain to the police officer how the accident occurred.
- Get a copy of the accident report.
- Contact your insurance company.
How much does it cost to fix a rear end collision?
The rear-end repair cost could be between $50 and $1,500, depending on if you have a broken tail light, scratched paint, or a dented bumper. The rear-end collision repair cost could be much higher if you have structural damage.
Do I have to pay excess if I am not at fault?
When you won’t pay an excess If you’re found not to be at fault, your insurer claims the excess back from the at-fault party’s insurer, along with other costs. Assume you’ll have to pay your excess first to get your claim started.
What happens if someone hits your car from the back?
Generally speaking, under California law, if someone hits you from behind, the accident is virtually always that driver’s fault, regardless of the reason you stopped. In that case, it is the driver of the third car who is at fault and against whose liability insurance you would file a claim.
What should you do if you are rear-ended in a car accident?
If you are rear-ended in a car accident, it is important that you exchange car insurance information with the person who rear-ended you even if you don’t notice any immediate damage to your vehicle.
Does car insurance cover a rear-ended car?
Of course, this assumes that you have comprehensive coverage. Without comprehensive insurance, your insurance company is not going to cover any damage to your car when rear-ended. You will have no choice but to be compensated by the other driver’s insurance.
Do I need to exchange car insurance information after an accident?
Don’t allow the other person in the accident to convince you that you don’t need to file a report with the insurance company, even if they offer to pay cash for your damage. The reason you must exchange car insurance information is that there is always the possibility that you could have an injury that doesn’t present itself right away.
What should I do if the other driver damages my car?
If the damage is severe, you will need to get a police report to verify your case against the other driver. Insurance companies, in general, are reluctant to pay, so the more documentation you have, the better your chances of an insurance company paying you.